Our WAVE Policy

Our WAVE Policy

Over the years we have looked at standard offerings from insurers, and found they don’t really offer the cover needed for the AV and Events Industry. We have therefore developed a specialist policy which includes all the benefits below as standard.

AV & Events Insurance - Luker Rowe

Every policy is tailored to your needs but our standard offering covers the following:

  • Cover with an “A” rated leading insurer
  • Owned and hired in equipment
  • Dry and wet hires
  • Hire of replacement equipment following a loss
  • Continuing hire charges covering a loss
  • Full cover during installations
  • Europe-wide cover as standard with worldwide option
  • Unattended vehicle cover
  • Fraudulent hire cover
  • Worldwide Liability cover including freelance staff


We have a dedicated team who work to deliver the right insurance cover for you. We understand what you do, the equipment you use, the Terms and Conditions you apply and the freelancers you employ.

we cover:

Audio visual hires and installers

Conference and event organisers

Event facility suppliers

Live streaming and Video production