Classic Car Insurance

Personal Insurance > Classic Car Insurance

Specialist Classic Car Insurance

We are dedicated to ensuring your classic car(s) are protected both on the road and parked at your property. No matter the make or model, you’ll need insurance coverage to make sure you and your family are safe on the road and are protected against damage or theft.

Our team of experts are car enthusiasts too, some of whom with classic cars of their own which means we can relate to your worries and understand your stresses. We will assess your bespoke situation, learn about your requirements, and provide a policy that encompasses the right features and more to fulfil your needs.

Vintage English Car

What is Covered?

From our initial discussion with you, we will listen to your needs and assess your situation to find and deliver the right solution for you.

Any brand, any model

Our policies are applicable for any model of classic car and, whilst these are typically older than 15-20 years old, we believe that if your car is classic to you, then it is classic to us and will be covered within your policy.

Breakdown and accident cover

Full accident and breakdown cover will be arranged to ensure you are never left stranded on the roadside.

Courtesy car

A courtesy car can be included in your policy at your request. Please note that our ability to deliver a similar courtesy car will depend on the type of vehicle(s) in question.

Owners club discounts

Owners club members may benefit from discounts subject to the type of membership.

European cover

EU cover can be included within your policy, the criteria of which will depend on your requirements and the nature of your package, including the number of days and trips.

Legal expenses covered

Motor legal protection can be included to cover all your legal expenses and uninsured losses that are not directly included within your policy, such as personal injury, loss of possessions and loss of earnings.

Choice of repairer

If you have been in an accident, we will discuss with you the most appropriate repairer for your circumstances to handle your repairs. Alternatively, we are more than happy for you to continue using your current repairer if this is more convenient and comfortable for you.

Classic car insurance policy features

Your classic car insurance policy can also include the following features at your request:

We are also able to offer policies incorporating monitored driving to help inexperienced drivers get started on the road.

If you are looking for expertise to guide you through cover solutions, get in touch with our team.

Why Luker Rowe?

We are experts in providing specialist classic car insurance, passionate about your prestigious vehicle and dedicated to ensuring it’s fully protected against damage and theft.

A wealth of Experience

Over the last 30 years’, we have built a wealth of experience and knowledge that is unparalleled and enables us to handle even the most complex requirements and always deliver tailored policies that benefit our customers.

You can also rely on us to offer accurate and credible advice that provides solutions to your problems

Passionate and Friendly Team

We strive to build real connections and relationships with our customers. Your initial discussion will be with one of our team, many of whom are classic car enthusiasts who are passionate about your vehicle(s), share your interests and can relate to and understand your concerns. We will carefully listen to your worries and provide a policy and/or advice that ensures you are fully covered. We will never recommend a policy that is not right for your needs and leaves you vulnerable to losses.

Covering what is important to you, all under one roof

Your peace of mind is of utmost importance to us. You can be assured we will recommend a policy aligned to your needs, covering all types of classic car, single/multi-vehicle and collections and a range of additional features available at your request. We can also cater for your other insurance needs such as household, travel or any business insurance requirements you may require.

Don’t waste time with forms and quotes on insurance sites only to not find what you are looking for. Give our team a call and we will find the best solution for you.

Our Mission Statement

Whether you
have a 1929 Bentley Blower, 1950 Jaguar XK120, 1986 Ford Capri, a selection of
all three or any other classic you hold dear, we know the peace of mind that
comes with having the right insurance in place for your pride and joy.

We fully understand that as a classic car enthusiast, you may be seeking specialist cover such as agreed value cover, cherished number plate cover or protection whilst in storage and we are confident that we will be able to arrange a suitable policy.

We can offer a range of options from single-vehicle to a multi-vehicle/collection policies covering the above and more to guarantee you are fully protected.

Colin Sparshott – Lifestyle Insurance Account Executive

Personal Insurance Sectors

Click below icons to learn more.

Fact Sheet

Download our Personal Insurance Fact sheet

We do what we say -

We make things easy

Joyce from the Luker Rowe team

“Having worked with Luker Rowe for many years, I can thoroughly recommend all aspects of the business. I use them for business brokerage and also personal – always professional, prompt and helpful with advice.”

Google 10/10/2020