High Value Car Insurance
High-value vehicles such as sports cars, classic cars and luxury vehicles may be more susceptible to theft due to their worth and prestigious nature. They are more attractive to criminal groups who will target these vehicles over a standard vehicle. Because of this, you need a policy that has a higher limit of theft cover to guarantee your complete protection, which is something that a specialist such as ourselves can offer.
Why choose high-value car insurance over a standard car insurance policy?
At Luker Rowe, we can offer agreed value cover to ensure you are fully reimbursed to enable the purchase of a like for like replacement vehicle.
The cost of repairing a specialist car such as a Ferrari LaFerrari or Bentley Continental can be extremely high and requires an expert technician who specialises in those models. Your local car garage may not be able to help. You may need a bespoke policy that covers a higher limit of repair costs and gives you access to a network of specialist technicians who can work on your vehicle.
What is covered?
Our team here at Luker Rowe includes car enthusiasts who are dedicated to measuring up your needs and putting together a tailored policy that ensures you are fully covered.
Agreed value cover available
This ensures you will be able to purchase a replacement vehicle or one of a similar nature.
All types, all brands, all models
We provide high-value car insurance for a variety of different vehicles, modern or classic, from sports cars, super/mega/hypercars and luxury vehicles. Simply let our team know your make and model in your initial consultation and we will put together a policy that is right for you.
Breakdown, theft and accident cover
We can arrange for full breakdown cover which provides peace of mind and ensures you are supported if left stranded on the roadside.
Legal expenses cover available
We can protect you by structuring legal expenses and uninsured losses protection that also includes personal injury and loss of earnings and possessions. These are covered through motor legal protection and are an add-on to your policy.
Replacement courtesy vehicle
In the case of your vehicle being written off, you will be provided with a courtesy car at your request to ensure you are not without a vehicle. Please note that our ability to deliver a replacement vehicle of the exact match will depend on the type of vehicle in question.
Owners club discounts
Owners club members may benefit from discounts subject to the type of membership.
EU travel cover
Within your policy, cover for travel within the EU can be included, the criteria of which will depend on your bespoke requirements and the nature of your policy. This could include the type of vehicle, location, number of days and trips.
Choice of repairer
We will discuss with you the most appropriate repairer for your circumstances.
Excess protection
This is available as an add on and you would be refunded for any excess costs you are required to pay if there is no responsible third party in your claim.
Additional policy features
Your high-value car insurance policy can also include the following features at your request:
- Loss of key cover
- Wedding car cover
- Other specialist vehicle cover e.g. tractors, caravans, motorhomes
- Cover for manufacturers
- Modification cover
- Static show cover
- Laid up policies
- SORN policies
- Limited mileage discounts
- Multi-vehicle and collection cover
- Salvage retention
- No claims bonus
We can also cater for your other needs such as household insurance, high-value jewellery insurance, fine art insurance and holiday home.
If you are looking to cover multiple high-value possessions under one policy, discover our high-value contents insurance.
If you are looking for expertise to guide you through cover solutions, get in touch with our team.
Why choose Luker Rowe?
We have the expertise to accurately assess your requirements and put together a policy that is right for you.
Experience and heritage
We have over 30 years’ experience delivering trusted high-value car insurance to customers and satisfying their individual needs and requirements. Our heritage has enabled us to develop a wealth of knowledge and seek new methodologies for the benefit of our customers which enable us to handle the most complex requirements.
You can also rely on us to provide you with accurate and credible advice that provides solutions to your problems.
Covering what is important to you, all under one roof
You can be assured we will recommend a policy aligned to your needs and that any additional worries can be discussed with your account handler who will provide you with a proactive solution to your problems.
Passionate, enthusiastic team
Our team, many of whom are car enthusiasts, are passionate about your vehicle, share your interests and relate to your worries and concerns. During your initial discussion with us, we will accurately assess your bespoke situation and deliver a policy that is right for you.
We strive to build real connections with our customers and maintain these throughout our relationship, ensuring you are satisfied with your policy and providing advice when necessary.
Don’t waste your time with forms and quotes on insurance sites. Give our team a call and we will find the best solution for you.
